Health factor
How close is your loan to liquidation, and what would it take to be safe? Type your own position.
I suppliedat a price ofper ETHand borrowed
Prices are example prices. Change them to today's prices; nothing is read from the market or your wallet.
Example Aave v3 values for ETH. Check the market you use; they are not read live.
Health factor
1.38Thin margin
Liquidation starts when this reaches 1.00.
ETH at $2,000: health factor 1.11, danger.
If prices don't move at all
At 6.0% borrow APR and 2.0% earned on your ETH, your debt grows by about $928 a year. Your health factor drifts to 1.36 in 6 months and 1.33 in a year. At this rate it reaches 1.00 in about 8 years.
If you get liquidated, you lose about $375 each time Aave v3 liquidates half your debt ($7,500), and $750 if all of it goes. The liquidator repays your USDC and takes 5% extra of your ETH as their reward. That is on top of the price drop itself.
What it means
| Collateral value | $25,000 |
|---|---|
| Debt value | $15,000 |
| Loan to value nowDebt as a share of collateral | 60.0% |
| Liquidation priceETH price at which health factor hits 1.00 | $1,807 |
| ETH can fall before liquidation | 27.7% |
| Extra you can borrow and stay at 1.5 | $0 |
To reach 1.50: repay $1,167 of USDC
or add 0.843 ETH ($2,108) as collateral